A Surprising Referral

 

Anyway, the truth is, I've blown my money pretty badly. Except for my down payment, my furnishings, and a small IRA, I haven't saved much at all. I get calls all the time from brokers and insurance agents who want to give me advice, but I distrust insurance agents, and I don't understand a thing brokers say."

"Talk about perfect timing. You won't believe the con-versation I had with Dad last night! That's why I didn't go out. I wanted to discuss financial planning. With Sue and me about to have a baby, I want to start investigating things. We're looking for a house now. I'll need insurance ... a college education fund for Davey Jr.—all that stuff."

"Davey Jr.? You must be kidding," Tom scoffed, be-tween mouthfuls of his tenth piece of toast.

"So what did Dad say? I didn't know he knew anything about money."

"He didn't until six years ago. Then he learned the basics of financial planning and now he says he's in great shape. And you guys won't believe who taught him—Roy Miller."

"What the heck does Roy know about financial plan-ning?" Tom demanded.

"A lot. You know how we figured Roy's wife must have inherited some pretty big money? Uh-uh. It turns out the house, the Lincoln, the boat—everything—were all earned through good financial planning. Roy started from scratch and with only average earnings turned himself into one wealthy barber."

"How?"

"I don't know yet, but you can bet I'm going to find out. In fact, our favorite barber is going to start teaching me this morning. Dad says Roy will tell me all I need to know to gain financial peace of mind."