racehorses, and half the real estate downtown. Included in those holdings was the building that housed Miller's Barber Shop.
"Mr. White had always liked Roy. He admired him for his loyalty to his family, and he was also impressed with Roy's entrepreneurial approach to increasing business. When Roy told Mr. White why he had dropped by, Mr. White nodded. 'You've come to the right place, my lad. I'll teach you the golden secret of financial success in one hour.'
"Well, David, that was quite an hour. I venture to say there aren't many barbers who started with nothing and today own a beautiful house on the lake, a large investment portfolio, an office building, and have their retirement well taken care of."
"All that from just one secret? What was it?" I asked eagerly.
"Slow down. It's not that simple. Roy continued to read and learn about financial planning. His knowledge of insurance, retirement plans, and investments has really helped him. But there's no doubt that hour was the catalyst. I'm not telling you any more, though. Roy teaches financial planning better than anyone, and I know he'll be more than happy to share his knowledge with you. In fact, I've already told him that you won't be talking just about the Tigers tomorrow."
"I'm not sure I'll be able to follow him," I responded, feeling worried. "I don't understand all those fancy money terms and, as you may remember, math was never my strong suit."
"As I said earlier, son, it's just common sense. You'll be astonished when you learn how easy it is to handle your finances properly. If you listen to Roy, you'll never have